When hiring a car on holiday or in Ireland you will probably read the conditions of your rental agreement but not pay too much attention to the detail. The excess you pay if you are involved in an accident with a hire car can sometimes be very high and catch a lot of people out.

When hiring a car on holiday or in Ireland you will probably read the conditions of your rental agreement but not pay too much attention to the detail. The excess you pay if you are involved in an accident with a hire car can sometimes be very high and catch a lot of people out. People often only find this out when they are involved in accident, even if it isn't their fault. So how can you help protect yourself from any surprises that may happen whilst driving your hire car? Simple, Car Hire Excess Insurance.

For those in the know, Car Hire Excess Insurance policies are top priority when hiring a car. For as little as a few pounds a day or with an annual policy, drivers can be protected against high excess charges when hiring a vehicle in Ireland or abroad.

Many people who do not fully understand the rental agreement they are signing up for will often think they are fully protected for accidents, but like a lot of insurance policies you need to fully understand any excess or Collision Damage Waivers that are included. Some will be as little as $100 which won't break the bank, but if you sign up for an agreement with an excess of thousands, you will be kicking yourself if anything happens.

The way most Car Hire Excess Insurance polices work is that if an accident does happen while you are driving your rental car; the rental company will deduct the excess amount from your credit card. You then make a claim for the cost of the excess with your insurance company and they will reimburse you. Pay attention to what is and isn't included in your excess insurance policy, some companies will even cover baggage, personal possessions and the loss of keys.

When you have saved all year to go on your driving holiday of a lifetime the last thing you need is a large bill to pay if anything goes wrong on your travels. So have a look around at some of the competitive Car Hire Excess Insurance policies that are available on the market to ensure you have the best holiday possible.

This article was written by Ashley Gilmour on behalf of CarHireExcess.ie who offer Car Hire Insurance Ireland

Article Source: http://ezinearticles.com/?The-Benefits-of-Car-Hire-Excess-Insurance&id=4285292

N.B. This information should not be relied on for accuracy and is presented here without the responsibility of jml Property Service and the website it is being displayed at. jml property Services 07-10

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